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Will you have a low or bad credit score that you would like to correct? If so, then follow these 5 credit restoration suggestions to fix your FICO score quickly. The first thing is always to request a copy of one's credit report from each one of the three main credit bureaus... TransUnion, Experian, and Equifax. You can easily contact the three by mail, telephone, or online. Your own personal FICO score is based on the data placed in your credit report, which contains previous your past debts and repayments. Before you can begin fixing your credit rating, you need a copy of the reports to see in places you currently stand along with what needs to be done.