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Do you have a low or a bad credit score score that you would like to fix? If so, then follow these 5 credit restoration ideas to fix your FICO score quickly. The first thing is to request a replica of the credit history from all the three main credit agencies... TransUnion, Experian, and Equifax. It is simple to contact the 3 by mail, telephone, or through the Internet. Your individual FICO score is dependant on the knowledge indexed by your credit track record, that contains a history of your past debts and repayments. Before you can begin repairing your credit rating, you need to get a replica of the reports to find out where you currently stand and what needs to be done.