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Have you got a low or bad credit score that you might want to repair? In that case, then follow these 5 credit restoration suggestions to fix your FICO score quickly. The first thing is to request a copy of your credit report from all the three main credit reporting agencies... TransUnion, Experian, and Equifax. You can easily contact the 3 by mail, telephone, or on the web. Your individual FICO score is dependant on the knowledge indexed by your credit report, which contains previous your past debts and repayments. Before you can begin fixing your credit rating, you need a replica of the reports to find out in places you currently stand and what must be done.