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Have you got a low or a bad credit score score that you'd like to fix? If so, then follow these 5 credit improvement suggestions to fix your FICO score quickly. The first thing would be to request a replica of the credit history from all the three main credit bureaus... TransUnion, Experian, and Equifax. You can easily contact the 3 by mail, telephone, or through the Internet. Your own FICO score is dependant on the data placed in your credit report, containing a history of your past debts and repayments. One which just begin fixing your credit rating, you need a copy of one's reports to determine where you currently stand and what needs to be done.